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Definition of Terminology
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Disclaimer Notice
GUTENBERG RESEARCH LLC IS A MEDIA AND ENTERTAINMENT COMPANY, AND DOES NOT PROVIDE INVESTMENT RECOMMENDATIONS OR ADVICE. THE INFORMATION ON OUR WEBSITE AND POSTED BY US ON THIRD PARTY WEBSITES INCLUDING OUR MODELS, VIDEOS AND OTHER CONTENT IS PROVIDED ON AN "AS IS" FOR DEMONSTRATION PURPOSES ONLY BASIS. NEITHER WE NOR OUR AGENTS, CONTRIBUTORS, OR ASSOCIATES ARE LIABLE FOR ANY ERRORS, DELAYS, INCOMPLETENESS OF DATA PRESENTED, OR FOR ACTIONS TAKEN BASED ON RELIANCE ON ANY INFORMATION CONTAINED ON OUR WEBSITE OR WITHIN OUR CONTENT. TO THE FULLEST EXTENT PERMITTED BY LAW, WE:
> EXCLUDE ALL REPRESENTATIONS AND WARRANTIES RELATING TO CONTENT POSTED ON OUR WEBSITE AND POSTED BY US ON THIRD PARTY WEBSITES INCLUDING OUR MODELS, VIDEOS AND OTHER CONTENT OR WHICH IS OR MAY BE PROVIDED BY ANY AFFILIATES OR ANY OTHER THIRD PARTY, INCLUDING IN RELATION TO ANY INACCURACIES OR OMISSIONS IN OUR WEBSITE, OUR VIDEOS, AND/OR OUR OTHER CONTENT; AND
> EXCLUDE ALL LIABILITY FOR DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OUR WEBSITE, VIDEOS, MODELS, AND/OR OTHER CONTENT. THIS INCLUDES, WITHOUT LIMITATION, DIRECT LOSS, LOSS OF BUSINESS OR PROFITS (WHETHER OR NOT THE LOSS OF SUCH PROFITS WAS FORESEEABLE, AROSE IN THE NORMAL COURSE OF THINGS OR YOU HAVE ADVISED THIS COMPANY OF THE POSSIBILITY OF SUCH POTENTIAL LOSS), DAMAGE CAUSED TO YOUR COMPUTER, COMPUTER SOFTWARE, SYSTEMS AND PROGRAMS AND THE DATA THEREON OR ANY OTHER DIRECT OR INDIRECT, CONSEQUENTIAL AND INCIDENTAL DAMAGES.
CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF WARRANTIES, IN WHICH CASE CERTAIN ASPECTS MAY NOT APPLY TO ALL USERS.
MANY CONTRIBUTORS PROVIDED CONTENT TO OUR WEBSITE. THEREFORE, SOME CONTENT POSTED ON OUR WEBSITE MAY CONTRADICT THE VIEWS OF OTHER CONTENT ALSO POSTED ON OUR WEBSITE.
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Our website, videos, models and other content and information presented are published for informational purposes only, and does not represent a solicitation of an offer to buy or sell a security, to participate in a transaction, or any other form of advertisement. No warranty or representation either expressed or implied is provided for the accuracy, completeness, or reliability of the information presented in our Models and Content.
The information on Our website, videos, models and other content is not intended to be a complete summary of the instrument, company, or market discussed. Our opinions expressed may change without the notice. We do not update or keep current the information. We may issue, or have issued communication either written or verbal which contradicts or reaches different conclusions from the information presented in our Models and Content based on different assumptions, analytical methods or views. We are under no obligation to ensure that such other communications are brought to the attention of any recipient of this document.
Investments involve risk, including the loss of principal. Our website, videos, models and other content are not to be relied upon in substitution for the exercise of independent judgment. Neither We nor any of Our contributors or agents accepts any liability for any loss or damage arising from the use of information presented in this document.
Equities, options and other derivative products are not suitable for all investors. Trading in these securities is considered risky.
Investments within Our website, videos, models and other content may have a high level of volatility which may cause the security to have sudden material fluctuations in value which may result in substantial losses, and may in certain circumstances result in losses which exceed the amount of the original principal invested.
Nothing in our Models or Content constitutes investment, accounting, legal or tax advice.
No representation is made with regard to an investment’s suitability for an investor’s individual circumstances. Each investor should obtain an independent investment advisor to determine an investment’s suitability.
No representation is made with regard to the tax implications of an investment for an investor’s individual circumstances. Each investor should consider obtaining assistance from a tax advisor to determine an investment’s tax implications.
Past performance included in Our Content is not necessarily indicative of future performance.
All prices and other values contained Our website, videos, models and other content are for informational purposes only and do not represent valuations for financial instruments. The theoretical model-based valuations presented in our content are based on many assumptions both disclosed and undisclosed. Different assumptions with regard to Our Models and Content may result in substantially different results. We make no representation that any transaction can or could have been effected at the prices demonstrated in Our Models and Content.
Under no circumstance may Our website, videos, models and other content be used for any of the following purposes: 1) accounting or valuation purposes, 2) to determine the value of any financial instrument, or 3) to assess or measure the performance of any financial instrument.
By receiving our content including information on our website, videos, models and other content You will be deemed to represent to Us that you will not use Our Models or Content for any of the prohibited purposes or otherwise rely upon Our Models or Content.
We prohibit the redistribution of Our Models and Content in whole or part without Our written permission of and We accept no liability for actions of third parties.
Investing involves risk. Data and information presented on Our website, videos, models and other content is for demonstration only, and does not represent investment advice. You should not take any action based on reliance of any information on our website, products, or other content placed by us or others, on other websites. Investors should consult professional investment advisers, tax advisors, and any other relevant professionals prior to making investment decisions.
We take measures to protect our users from online threats including viruses or other malicious programs. These measures include employing a third-party service to scan all content posted to our website to provide a secure environment; However, all users should also utilize antivirus software when accessing this and other websites. By accessing this website and/or obtaining content you are deemed to understand that access and content downloads are at your own risk, and agree to hold us harmless from any and all potential losses incurred as a result of your access and/or content.
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We are committed to protecting your privacy. Authorized employees within the company on a need to know basis only use any information collected from individual customers. We constantly review our systems and data to ensure the best possible service to our customers. Parliament has created specific offences for unauthorized actions against computer systems and data. We will investigate any such actions with a view to prosecuting and/or taking civil proceedings to recover damages against those responsible. Please refer to our full Privacy Statement which is posted on our website.
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Termination
We reserve the right to immediately terminate your access to Our Content at any time for any reason with or without notice. Without limiting the foregoing, We may block or terminate your access to Our Content if We, in Our sole discretion, believe you are violating these Terms.
Right to Modify Terms
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Governing Law and Jurisdiction
These Terms shall be governed by the laws of the State of Connecticut. The provisions of these Terms that conflict with or are inconsistent with applicable governing law will be superseded and/or modified by such applicable law only to the extent such provisions are inconsistent.
Severability
In the event that any provision of these Terms of Use shall be unenforceable or invalid based on applicable law or a court decision, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole.
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Some content included on our website, or third party websites published for Gutenberg Research, represent Contributions submitted from Our users. If You submit content to Us through our Contributor or Intern programs, or through any other means, You are deemed to have granted Gutenberg Research an unlimited, exclusive, irrevocable, perpetual license to Us, to use, publish, store, copy, distribute, translate, promote and communicate the Content You have submitted to Us.
Contributors may not republish work they have submitted to Us on other websites. In addition, Contributors may not submit work to Us, which has been previously submitted to other websites.
Contributors may register an anonymous “pen name” to post content on our website; However, all Contributors must provide accurate names and other identifying information during the registration process.
Contributors must disclose any conflicts of interest they may have with regards to companies which are the subject of their Content. This includes:
Contributors are considered unpaid, independent voluntary content providers. Contributors are not employees of Gutenberg Research LLC.
The Gutenberg Financial Modeling Virtual Intern Program
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Subsidiaries
Gutenberg Research Publishing Company and Gutenberg Equity Research Institute are wholly owned subsidiaries of Gutenberg Research LLC.
Entirety Statement
These Terms of Use, including the terms referenced here, represent the entire agreement between You and Gutenberg Research LLC.
Last update to the Terms of Use: October 30, 2022.
© Gutenberg Research LLC 2022. The Gutenberg ResearchTM logo is among the registered and unregistered trademarks of Gutenberg Research LLCTM. All rights reserved.
Definition of Terminology
The following terminology applies to these Terms of Use, Privacy Statement and Disclaimer Notice and any or all Agreements: "You", “Your” and refers to you, the person accessing this website and accepting the Company’s Terms of Use. "Gutenberg Research LLC", "Gutenberg Research", "Gutenberg Equity Research", "Gutenberg", “Ourselves”, “Our”, “We” and "Us", refers to our Company. “Party”, “Parties”, or “Us”, refers to both You and ourselves, or either the You or ourselves. “Content”, “Videos”, “Models”, “Articles”, “Updates”, “Posts” refers to all products and services sold or given to You, as well as Content on our website, Content posted by us on third party websites, Content posted by others on our website, and Content posted by others about us on third party websites. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to You in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting Your needs in respect of provision of the Company’s stated services, products and content, in accordance with and subject to, prevailing Law. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
Copyrights an Intellectual Property
Content posted on the GutenbergResearch.com, or by Us on third party websites is protected by U.S. copyright laws and is the property of Gutenberg Research LLC. Users of Our Content may not copy, or distribute any of Our Content for commercial or any other use, without written consent from Us.
User Code of Conduct
While using Our website and Content User must not partake in any of the following activities:
- Violate any laws, regulations, or rules of any governing bodies in the United States or any other jurisdictions.
- Make statements or contribute content with the intention of manipulating the price of a security.
- Offer to buy, sell, or otherwise transact in any form of security.
- Submit, contribute, post and content or file which includes viruses, corrupted files, or anything else which may cause harm to one’s computer or data.
- Submit, contribute, post content which you do not have rights to, represents material non-public information, or which you are subject to an agreement to protect.
- Use any methods to disrupt the functioning of Our website, or mine data from our website.
Disclaimer Notice
GUTENBERG RESEARCH LLC IS A MEDIA AND ENTERTAINMENT COMPANY, AND DOES NOT PROVIDE INVESTMENT RECOMMENDATIONS OR ADVICE. THE INFORMATION ON OUR WEBSITE AND POSTED BY US ON THIRD PARTY WEBSITES INCLUDING OUR MODELS, VIDEOS AND OTHER CONTENT IS PROVIDED ON AN "AS IS" FOR DEMONSTRATION PURPOSES ONLY BASIS. NEITHER WE NOR OUR AGENTS, CONTRIBUTORS, OR ASSOCIATES ARE LIABLE FOR ANY ERRORS, DELAYS, INCOMPLETENESS OF DATA PRESENTED, OR FOR ACTIONS TAKEN BASED ON RELIANCE ON ANY INFORMATION CONTAINED ON OUR WEBSITE OR WITHIN OUR CONTENT. TO THE FULLEST EXTENT PERMITTED BY LAW, WE:
> EXCLUDE ALL REPRESENTATIONS AND WARRANTIES RELATING TO CONTENT POSTED ON OUR WEBSITE AND POSTED BY US ON THIRD PARTY WEBSITES INCLUDING OUR MODELS, VIDEOS AND OTHER CONTENT OR WHICH IS OR MAY BE PROVIDED BY ANY AFFILIATES OR ANY OTHER THIRD PARTY, INCLUDING IN RELATION TO ANY INACCURACIES OR OMISSIONS IN OUR WEBSITE, OUR VIDEOS, AND/OR OUR OTHER CONTENT; AND
> EXCLUDE ALL LIABILITY FOR DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OUR WEBSITE, VIDEOS, MODELS, AND/OR OTHER CONTENT. THIS INCLUDES, WITHOUT LIMITATION, DIRECT LOSS, LOSS OF BUSINESS OR PROFITS (WHETHER OR NOT THE LOSS OF SUCH PROFITS WAS FORESEEABLE, AROSE IN THE NORMAL COURSE OF THINGS OR YOU HAVE ADVISED THIS COMPANY OF THE POSSIBILITY OF SUCH POTENTIAL LOSS), DAMAGE CAUSED TO YOUR COMPUTER, COMPUTER SOFTWARE, SYSTEMS AND PROGRAMS AND THE DATA THEREON OR ANY OTHER DIRECT OR INDIRECT, CONSEQUENTIAL AND INCIDENTAL DAMAGES.
CERTAIN JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF WARRANTIES, IN WHICH CASE CERTAIN ASPECTS MAY NOT APPLY TO ALL USERS.
MANY CONTRIBUTORS PROVIDED CONTENT TO OUR WEBSITE. THEREFORE, SOME CONTENT POSTED ON OUR WEBSITE MAY CONTRADICT THE VIEWS OF OTHER CONTENT ALSO POSTED ON OUR WEBSITE.
Indemnification
You agree to indemnify, hold harmless, and defend Us, Our predecessors, successors, and assigns, and all of Our respective current and former officers, directors, shareholders, agents, and employees (the “Indemnified Parties”) from any and all actions, cause of actions, suits, proceedings, claims, and/or demands of any third party (and all resulting judgments, bona fide settlements, penalties, damages, losses, liabilities, costs, and expenses (including without limitation, reasonable attorneys’ fees and costs)), which arise out of: (a) User’s actual or alleged breach of these Terms, (b) any negligent act or omission by User, or (c) any third party claim, action, or demand related to User’s use of the Service (each a “Claim” and collectively “Claims”). We may, at Our expense, employ separate counsel to monitor and participate in the defense of any claim. We will provide you with reasonably prompt notice of any claim we receive.
Other Items
Our website, videos, models and other content may contain material that is not intended for distribution or use by a person or entity who is a citizen or resident of any locality, state, country or jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation. Additionally, Our website, videos, models and other content should not be used or distributed in a manner which would subject Us to any licensing or registration requirement by an oversight or regulatory body.
Our website, videos, models and other content and information presented are published for informational purposes only, and does not represent a solicitation of an offer to buy or sell a security, to participate in a transaction, or any other form of advertisement. No warranty or representation either expressed or implied is provided for the accuracy, completeness, or reliability of the information presented in our Models and Content.
The information on Our website, videos, models and other content is not intended to be a complete summary of the instrument, company, or market discussed. Our opinions expressed may change without the notice. We do not update or keep current the information. We may issue, or have issued communication either written or verbal which contradicts or reaches different conclusions from the information presented in our Models and Content based on different assumptions, analytical methods or views. We are under no obligation to ensure that such other communications are brought to the attention of any recipient of this document.
Investments involve risk, including the loss of principal. Our website, videos, models and other content are not to be relied upon in substitution for the exercise of independent judgment. Neither We nor any of Our contributors or agents accepts any liability for any loss or damage arising from the use of information presented in this document.
Equities, options and other derivative products are not suitable for all investors. Trading in these securities is considered risky.
Investments within Our website, videos, models and other content may have a high level of volatility which may cause the security to have sudden material fluctuations in value which may result in substantial losses, and may in certain circumstances result in losses which exceed the amount of the original principal invested.
Nothing in our Models or Content constitutes investment, accounting, legal or tax advice.
No representation is made with regard to an investment’s suitability for an investor’s individual circumstances. Each investor should obtain an independent investment advisor to determine an investment’s suitability.
No representation is made with regard to the tax implications of an investment for an investor’s individual circumstances. Each investor should consider obtaining assistance from a tax advisor to determine an investment’s tax implications.
Past performance included in Our Content is not necessarily indicative of future performance.
All prices and other values contained Our website, videos, models and other content are for informational purposes only and do not represent valuations for financial instruments. The theoretical model-based valuations presented in our content are based on many assumptions both disclosed and undisclosed. Different assumptions with regard to Our Models and Content may result in substantially different results. We make no representation that any transaction can or could have been effected at the prices demonstrated in Our Models and Content.
Under no circumstance may Our website, videos, models and other content be used for any of the following purposes: 1) accounting or valuation purposes, 2) to determine the value of any financial instrument, or 3) to assess or measure the performance of any financial instrument.
By receiving our content including information on our website, videos, models and other content You will be deemed to represent to Us that you will not use Our Models or Content for any of the prohibited purposes or otherwise rely upon Our Models or Content.
We prohibit the redistribution of Our Models and Content in whole or part without Our written permission of and We accept no liability for actions of third parties.
Investing involves risk. Data and information presented on Our website, videos, models and other content is for demonstration only, and does not represent investment advice. You should not take any action based on reliance of any information on our website, products, or other content placed by us or others, on other websites. Investors should consult professional investment advisers, tax advisors, and any other relevant professionals prior to making investment decisions.
We take measures to protect our users from online threats including viruses or other malicious programs. These measures include employing a third-party service to scan all content posted to our website to provide a secure environment; However, all users should also utilize antivirus software when accessing this and other websites. By accessing this website and/or obtaining content you are deemed to understand that access and content downloads are at your own risk, and agree to hold us harmless from any and all potential losses incurred as a result of your access and/or content.
Privacy Statement
We are committed to protecting your privacy. Authorized employees within the company on a need to know basis only use any information collected from individual customers. We constantly review our systems and data to ensure the best possible service to our customers. Parliament has created specific offences for unauthorized actions against computer systems and data. We will investigate any such actions with a view to prosecuting and/or taking civil proceedings to recover damages against those responsible. Please refer to our full Privacy Statement which is posted on our website.
Links from Our website
Third parties may link to Our website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site & to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.
Termination
We reserve the right to immediately terminate your access to Our Content at any time for any reason with or without notice. Without limiting the foregoing, We may block or terminate your access to Our Content if We, in Our sole discretion, believe you are violating these Terms.
Right to Modify Terms
We retain the right to modify these Terms, at Our sole discretion in any manner without notice or liability. Any modifications will be effective immediately upon posting the modification to Our Site. Your continued use of our Models or Content following modifications of these Terms represents Your acceptance of the modifications.
Governing Law and Jurisdiction
These Terms shall be governed by the laws of the State of Connecticut. The provisions of these Terms that conflict with or are inconsistent with applicable governing law will be superseded and/or modified by such applicable law only to the extent such provisions are inconsistent.
Severability
In the event that any provision of these Terms of Use shall be unenforceable or invalid based on applicable law or a court decision, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole.
Purchased Content
All content and material purchased from our site, including eBooks and associated templates, is for personal use only, and should not be redistributed, resold, or published on another website or printed format, whether in its original or altered form, without written consent from a Gutenberg Agent.
Return Policy
Customers may return a product within 7 days from the date of the purchase. Due to the nature of our products, refund requests initiated after 7 days will be automatically denied. Please send your return request to [email protected] with a description of the reason for requesting a refund.
Product Discounts
We may offer discounts, also referred to as coupon codes, on our websites, on third party websites, or in correspondence from Gutenberg Research, or the company's agents. These coupon codes may not be combined (one code may be used per transaction), and are valid for 30 days only).
Contributors
Some content included on our website, or third party websites published for Gutenberg Research, represent Contributions submitted from Our users. If You submit content to Us through our Contributor or Intern programs, or through any other means, You are deemed to have granted Gutenberg Research an unlimited, exclusive, irrevocable, perpetual license to Us, to use, publish, store, copy, distribute, translate, promote and communicate the Content You have submitted to Us.
Contributors may not republish work they have submitted to Us on other websites. In addition, Contributors may not submit work to Us, which has been previously submitted to other websites.
Contributors may register an anonymous “pen name” to post content on our website; However, all Contributors must provide accurate names and other identifying information during the registration process.
Contributors must disclose any conflicts of interest they may have with regards to companies which are the subject of their Content. This includes:
- Direct financial positions such as long or short equity investments, loans, or compensation received from the subject entity.
- Any affiliation with the company which is the subject of the content.
- Any other situation which may cause a conflict of interest in the Contributor’s Content.
Contributors are considered unpaid, independent voluntary content providers. Contributors are not employees of Gutenberg Research LLC.
The Gutenberg Financial Modeling Virtual Intern Program
Any person participating in the Gutenberg Financial Modeling Virtual Intern Program, other Gutenberg Research intern programs understands and agrees to the following six items:
- The internship is similar to training which would be given in an educational environment;
- The internship experience is for the benefit of the intern;
- The intern does not displace regular employees;
- Gutenberg Research provides the training and derives no immediate advantage from the activities of the intern and on occasion Gutenberg Research operations may actually be impeded;
- The intern is not necessarily entitled to a job at the conclusion of the internship; and
- The intern is not entitled to wages for the time spent in the internship.
Subsidiaries
Gutenberg Research Publishing Company and Gutenberg Equity Research Institute are wholly owned subsidiaries of Gutenberg Research LLC.
Entirety Statement
These Terms of Use, including the terms referenced here, represent the entire agreement between You and Gutenberg Research LLC.
Last update to the Terms of Use: October 30, 2022.
© Gutenberg Research LLC 2022. The Gutenberg ResearchTM logo is among the registered and unregistered trademarks of Gutenberg Research LLCTM. All rights reserved.